If you have a poor credit rating due to past credit problems or are self employed, you may have found it difficult to buy a car or van on credit. However, there are companies who do not believe that financial problems in the past, the lack of a credit history or a lower than average income should exclude people from buying a car with finance.

Companies providing bad credit car finance solutions could give you a warm welcome and affordable car credit even if you've had CCJs, mortgage, rent or council tax arrears, defaults on bills or if you're self employed or have no credit history.

People with bad credit rating can get finance to buy a new car or van. Whether it's a hatchback or saloon, coupe or people carrier, you could get the finance for you need to purchase a vehicle from the dealer of your choice. 

Simply complete the quote request form for your details to be passed to an advisor who specialises in arranging funding to people with adverse credit history.  Every car loan application is treated on individual basis and packages can be tailored to ensure the best possible solution for your own circumstances.

If you've not yet found a vehicle you want, don't worry as many people want to secure finance before they start looking. Whether you are thinking of purchasing a new or used vehicle from a dealer, a private individual or are undecided, by securing finance first,  you'll know how much you have to spend and what the repayments will be, leaving you free to start looking safe in the knowledge that your finance is all sorted and in place.

Both home owners and tenants are welcome to apply and in no time at all you could be driving away in a new car or van of your choice. 

Some companies offer services such as a FREE HPI Check to ensure the vehicle has no hidden history, including a National Mileage check to ensure the mileage is correct, and a FREE independent valuation to ensure you are paying a fair price for the vehicle.