If you have a poor credit rating due to past credit problems or are self employed, you may have found it difficult to buy a car or van on credit. However, there are companies who do not believe that financial problems in the past, the lack of a credit history or a lower than average income should exclude people from buying a car with finance.

Companies providing bad credit car finance solutions could give you a warm welcome and affordable car credit even if you've had CCJs, mortgage, rent or council tax arrears, defaults on bills or if you're self employed or have no credit history.

People with bad credit rating can get finance to buy a new car or van. Whether it's a hatchback or saloon, coupe or people carrier, you could get the finance for you need to purchase a vehicle of your choice. 

Simply click the get finance button to see details of companies who specialise in arranging funding for people with adverse credit history.  Every application is treated on individual basis and packages can be tailored to ensure the best possible solution for your own circumstances.

If you're not sure what vehicle you want, don't worry as there is normally a great choice available. Once you're approved for finance, you'll know how much you have to spend and what the repayments will be and you'll get help to choose the car you want. From Ford to Vauxhall, Peugeot to VW - all the top makes. Most specialist car finance companies have a network of showrooms where you can select a car from their extensive stock.  

Both home owners and tenants are welcome to apply and in no time at all you could be driving away in a new car of your choice. 

The finance companies provide independent quality and safety checking to provide you with the reassurance of knowing you're buying a genuine quality used car.